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Investing in Your Future
Taking care of your current and future financial needs can be challenging. That's why we offer the following savings and money management programs:

Profit Sharing and Savings Plan - Our Profit Sharing and Savings Plan lets employees save from 1% to 50% of their pay on a tax-deferred basis in the 401(k) feature of the plan. McDonald's matches eligible employees' contributions with $3 for each $1 of the first 1% of pay they contribute, and $1 for each $1 on the next 4% they contribute. Eligible employees may also receive a discretionary profit sharing match of 0% to 4% based on the first 1% of pay they contribute. Employees are always 100% vested in their contributions and the company matches.

Mc$ave - Mc$ave is a special money market fund for McDonald's employees. Money put into Mc$ave is invested in the Prime Reserve Fund managed by T. Rowe Price.

MCDirect Shares - MCDirect Shares is a direct stock purchase plan that lets employees further build ownership and reinvest dividends in the company.

Credit union - All McDonald's employees can take advantage of a full range of services available through the Corporate America Family Credit Union.

Financial planning services - This program gives employees access to professional financial planning services through Ameriprise Financial or Merrill Lynch.